"I spent my second transfer on building a kitchen because I had a leaking grass thatched house.I also paid school fees for my children,bought a cow and maize."

"I spent my second transfer on purchasing food to sustain the family,an oxen that I will soon use to prepare my parcel of land and spent most of the money on purchasing a dairy cow with an intention of using the milk with the family members and selling some to get income."

"I spent my second transfer on buying a cow that is almost giving birth (it will be providing me with milk soon),bought iron sheets and a steel door for a new house i am intending to build and spent the remaining money on food."

"I spent my second transfer on purchasing food to sustain the family,paid fees for my child who is in high school,bought a dairy cow with an intention of getting milk that I will sell to buy fertilizer and spent most of the transfer on purchasing an oxen to prepare my parcel of land."

"I spent my first transfer on buying a cow for keeping,food and some households that I was mostly lacking in my house."

"I spent my second transfer on plastering and expanding my house because it was in a bad condition and alsmost falling.I also built a toilet and a cow"

"I spent my second transfer to construct a new and bigger three roomed house that can comfortably contain my family and I and I also bought a cow that will give me milk to sell and consume."

"I spent my second transfer on purchasing food to sustain the family,a calf to keep,paid school fees for the children and spent most of the money on purchasing cows that I paid as dowry which is required as per the tradition."

"The biggest difference in my daily life is that I am hopeful of a better future because of the things that I bought like the cows that I will definately sell the milk to get income."

"My second transfer has really relieved my life a lot.I never had a kitchen before, I was using the same 2-room-house for cooking, dinning and sleeping and this could inconvenience our lives a lot due to chocking smoke circulating all over the house. I spent the rest of the transfer on 2 cows that I anticipate to facilitate education of my children in the future."