"I spent the larger part of my second transfer on buying a dairy cow and I am hopeful that after it has reproduced I will get milk and sell some of it to my neighbors to earn my daily income. I also paid school fees for my two children who are in high school hence when I see them every morning going to school ,I get encouraged of a brighter future for them."

"I spent my second transfer on purchasing a cow to help me get free daily milk for my family. I also plastered my house"

"Receiving this money makes me feel great because it will help me achieve my plans I had like building a larger house because the one I am in now is too small, to buy a cow and to pay school fees for my two children I got out of wedlock because I am in a polygamous marriage and at times it becomes very difficult to share what my husband gets in a day with my co-wife."

"Receiving this money will bring a change in my life because I'll be able to build a toilet structure and buy cows and to also pay my children's school fees. "

"I spent most of the transfer to pay my collage fees, the remaining balance l spent to buy dairy cow."

"I spent most of the transfer to buy building materials as l am planning to build a new house, l also bought cow-bull for farming."

"I spent my third transfer on buying a cow, chairs, a bed, a mattress, four goats and I also expanded my small busines"

"I spent my second transfer to buy a cow at 550000, because it is whar we saw could sustainably keep the money, then I bought household utensils since i was lacking most of them and I have kept the rest of the money for treatment as I am old woman who may fall sick at anytime"

"My biggest hardship was when I was sick and didn't have money to go to the hospital.I was forced to sell the only cow I had to pay the bill.5"

"I spent most of the transfer to build for my son house since he was sleeping at his grandmother's house and the remaining balance l spent to buy dairy cow."