"Stability comes to mind when I think about this money. I am a motorcycle taxi driver, this is my fifth year in this industry. I recently bought a motorcycle on hire purchase which I pay 1550 KES weekly. On a good day, I make a profit of 500 KES, if I compare, the good days are less. This is a challenge since I have a young family of three and my responsibilities have increased. I have been toiling to provide for them and still pay off the motorcycle owners. Receiving this money lessens the pressure. I plan to start a poultry business which will on the side help meet some basic needs, buy food and help raise my two children as I focus on paying off the motorcycle." (Occupation: Motorcycle or bicycle taxi)

"I dropped out of school mid-last year due to unavoidable circumstances. I was in my final year of primary school. I stayed idle at home for all that time until February this year. I got employed as a motorcycle taxi operator where I ferry passengers within the locality. This was a source of solace for me having stayed inactive for 6 months." (Occupation: Motorcycle or bicycle taxi)

"At the age of 23 and I am still sleeping in my brother's house is disheartening. The urge of owning a house made me take a motorcycle on loan so that I can start saving something from my daily income. I planned to have a roof under me in a short while but the flow of money from my business is not consistent which has made it difficult for me to achieve this. These transfers will however help me to buy building materials in bits until I get enough paraphernalia to kick off the project. The project will nonetheless, will still take time to be completed but the good thing is that at the end of it I will have a place to call my own." (Occupation: Motorcycle or bicycle taxi)

"When I withdraw my money from my mobile account, I added it to the money I had and I was able to buy one motorbike for commercial purposes, so I can be able to support my family and I. And to reach my goals as a young man." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"I had been living with my family of six on a small piece of family land for over ten years now. My children's growth had been a worry to me since the space was getting so squeezed every other time that I could not even afford to practice neither subsistence nor livestock farming. I had a plan to secure a piece of land before receiving the first transfer but had no finances that would have enabled me to buy from the neighborhood. On receiving the first and the second transfer, I saw it as an opportunity to finally secure a piece of land. I had saved KES 30000 after spending part of the first transfer that I added to the whole of the second transfer and used in paying for the piece f land. I am glad that I can now expand my livestock farming which can be beneficial for my growing family of six." (Occupation: Motorcycle or bicycle taxi)

"I spent KSH 2000 to finish building the roof of my house. Two months ago, strong winds blew the grass away during the night. Since then I have tried to save the little I earn from my motorcycle business. I am happy that the roof of my house is good and made of iron sheets, making the house look good. Besides building the roof, I spent KSH 500 to pay school fees for my child, who was at home due to school fees arrears. I am happy to report he could sit for his exams. With the remaining KSH 500, I bought food for the family because we had nothing left to cook for that day." (Occupation: Motorcycle or bicycle taxi)

"Immediately I started receiving the funds from GiveDirectly, I decide to enroll in a mechanic college to gain experience and skills so that I would start earning income. I am glad that I am now perfecting my skills and I have even started earning some money by repairing cars and motorcycles from clients. Once I am done with the training, I would like to start my work place area where I will be self-employed. When I received my fifth transfer, I spent half of transfer of KSH 1500 to pay for my training fees. I then spent the remaining amount to buy food. To ensure that I fully focus on my trainings, I need to eat well and thus I bought the food to help me get the energy required daily in my trainings." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"I used my first and second transfer to buy my building materials because, before Givedirectly came in my community, i was living in my big brother house. I used my third and the recent transfer to buy a motorcycle for a business purpose to support my family and build my own house with the profit i generate from my business."