"I am planning to buy a dairy cow that will provide milk to my family hence it will reduce expenses of buying milk."

"The new goal that I have in my life in the next four months is to buy another cow."

"The new goal that I have in my life in the next four months is to buy another cow and to improve my tea leaves buying business."

"When I received my first transfer, I used 1,200,000ugx for purchasing a cow and a bull. The cow will help my household in milk production while the bull will help in opening up land for cultivation. I bought a set of chairs (A sofa set) worth 100,000ugx since we have been lacking. Because this transfer came in at a time when my mother was sick, I used 100,000ugx for paying her medical bills. The balance of 300,000ugx was spent on household feeding."

"Receiving this money means, transforming my life to a better one .I plan to buy a cow and start a business in order to get some money for daily use."

"I bought one bull at 650,000 ugx and a cow at 600,000 ugx. I also bought one mattress, a bed and a pair of bed sheets worth 200,000 ugx. I wrote off an outstanding loan of 200,000 ugx.I also repaired my bicycle and house doors. I have the balance of about 50,000 ugx which I intend to spend on other household expenditures."

"I am expecting to have a bought a cow to boost milk production and income for acquisition of household items."

"I spent my first transfer on school fees worth 27000 ksh for my children,bought a cow worth 20000 ksh and 3000 to paint my house."

"In the next four months am planning to buy my dairy cow through merry go round contributions."

"I spent most of third transfer to pay school fee arrears for my children who are in secondary after they have stayed home for so long. The remaining balance l spent to buy dairy cow for my future use."