"The biggest difference in my daily is that I now have ease in making feeds for my cow."

"My new goal is to have cattle which will produce milk hence I will not buy milk anymore but use mine from the cow."

"I become very happy and thankful over the transfer.My life has totally changed since i now have my own cow."

"Receiving this money means I will be able to buy a dairy cow. This will go a long way in supporting my family financially, especially to cater for my children's school fees. "

"Receiving this money is a great news to me, I am now happy and I will spend my first transfer to buy a dairy cow."

"My life is different in that I have been able to build for my self a better spacious permanent house that I couldn't have managed if it wasn't because of the transfer that I received. Secondly, I'm enjoying the milk from the cow that I bought."

"Receiving this money means that poverty level will decrease in my household. I will use the money to build a new house and use part of it to buy a dairy cow as well as buy food for my family."

"The biggest difference in my daily life is that these transfers have enabled me to get milk from the cow I bought and my kids have better clothing."

"The biggest difference in my life is that I am no longer going for casual jobs but working on my farm. I am always happy looking after my cow and working in my shamba as I have resources to spend on farming which I like the most."

"I spent part of my first transfer on buying a cow. This will be like my investment in the future as just keeping money can get used up without any profit or gain. I also bought clothes for my family and myself since we hardly had any decent clothes. I then paid school fees for my three children and got some school uniform for two children who did not have any. I also bought solar that is helping me in lighting the house and saving interms of buying parafin for lighting. I am still reserving some money to buy two goats one for which I will use to paying respect (reading duwa) to my departed child and the other as saving."