"The new goal we now have as a family is to buy a cow by using our transfers cumulatively after saving them for these three coming subsequent transfers."

"The new goal I now have is to buy a cow then later a plot."

"I am now able to make financial plans in advance, I also have a cow that I recently bought using this money. This is a very big difference in my life."

"I spent my first transfer to buy a cow, a bed, a dining table, paid school fees, and the balance, i intend to buy murrum aggregate to poor around my compound to reduce water logging. "

"I paid 300,000 ugx for my son's tuition fees as he is pursuing a mechanical engineering course. I also paid 400,000 ugx for my other two children at a boarding school. I bought a cow worth 500,000 ugx and the balance I would like to spend it on starting the construction of my house."

"I am planning to buy a dairy cow for rearing from the funds that i have saved with the help of the transfers."

"I am planning to sale the sheep for a dairy cow and to save in advance towards payment of school fees."

"I expect to start investing in merry go round contributions come August with an aim of buying a dairy cow."

"When I received my first transfer, I used 500,000ugx for treating my child that was suffering from anaemia of Sickle cells, I bought a bicycle at 150,000ugx to help in transportation of food and ourselves to and from the hospital when sick.I Bought food worth 150,000ugx to support the family in feeding. I bought a cow 700,000ugx to provide milk and act as an Income generating activity for the family. I bought clothes for the children, spouse and myself worth 180,000ugx to improve on our living standard, look decent and the balance of 20,000ugx, I used for purchasing plates for use at the household."

"Indeed the heaven has opened its doors. After selling all the cows we had (to pay school fees for my kids), we have been struggling to make ends meet buy buying milk for our household use. Hence, receiving this money means that we shall reown (buy) other cows and enjoy reliable source of milk. Besides, we shall sell surplus milk to gain additional income for improving our living standards. "