"The biggest difference is that I had plans of buying a dairy cow for our dairy consumption but I could not afford it because of my little income, I have realised my dream and ambition thanks to the transfer, I can save money that I was using on fuel daily for lighting because of the solar lights, thanks for the support because it has improved my living standards."

"My life is different than it would have been if I had never received the transfer in that I am living a stress-free life. This is because I was able to complete the payment of the solar lighting system which I had acquired on hire purchase by paying $230 with my first transfer. Previously, I was being threatened by the lenders because I was about to default on the loan payment. Furthermore, I am planning to renovate my house after acquiring building stones."

"On receiving the first transfer, I was so excited to make a lot of changes in my household. As a widow, I have been struggling a lot to see things moving which even though it has been hard, I have never given up on trying. This transfer opened doors for me as I managed to purchase a large plastic water tank worth 15000KES that is currently collecting rainwater from the roof. This has drastically cut the cost of buying water as I had been paying 20KES for one to deliver a twenty-liter pot. With part of the remaining amount, I improved the roof of my house to facilitate clean water collection, bought enough foodstuff with the other 3000KES, installed a solar lighting system which I am paying in monthly installments currently, I also obtained a new piece of furniture which includes a bed and bedding and with the last bit, I managed to buy some chicken which I am rearing in a small chicken coop I constructed a year ago."

"My life is different than it would have been bacause I am getting ample food supply for my family since I was able to repair my posho mill and is working well. At the moment, l am able to meet the needs of my family without struggling through the income that I get from my mill. In addition, my wife doesn't need to seek casual labor like before in order to assist me in raising my family. I also purchased a solar and a TV which relives me from the daily stresses and my kids enjoy watching after school. Furthermore, they are able to do their home work well after school with the solar lights."

"After receiving our first transfer, I spent a bigger part on livestock. I obtained four Dorper sheep, and three goats which saw us part with 37000 KES, and also purchased layer chickens with the other 12000 KES. With the remaining amount, all my 7 children needed at least a pair of new outfits each, and we had to visit the nearest market where we could find some at a cheaper cost. We also added the foodstuff and installed a solar lighting system with the small remaining amount at a hire purchase. It has been a busy period in our household ensuring that we account for every coin we received. We appreciate that we made to bring in livestock which immediately cut the cost of milk which we used to buy and also the eggs collected from the already mature chickens have been sorting most of the household bills and we are looking forward to starting a savings plan as we are soon paying school fees for my children."

"I spent 4,000 shillings of my second transfer on paying school fees and purchasing school uniforms for my four children. I used another 15, 000 shillings on purchasing furniture. Besides, I bought and installed a solar lighting system at a cost of 5,000 shillings. Still, I used 5,000 shillings on purchasing a goat for rearing. Moreover, I repaid a debt of 10, 000 shillings which we had. I spent 5,000 shillings on buying clothes for my family members. Finally, we utilized the remaining amount on purchasing food stuffs."

"I spent part of my second transfer on buying solar lighting system which we use for lighting at our home. I also bought some chairs, bed and tables, previously when someone pays me a visit they had to sit on some old logs. With the remaining amount of money, I bought some household items such as utensils, clothes and enough foodstuffs for my family."

"I spent KES 40,000 on building a modern house and more spacious kitchen because initially I had an old, tiny and grass thatched leaking grass thatched roof. I also spent KES 10,000 and the rest on a solar lighting system and radio because I used to use a smaller lighting system."

"I spent KES 20,000 of my transfer on purchase of additional stock for my shop business because it's my main income source.Initially,I started with a stock of KES 5000 but now my stock has increased hence increased income. I spent KES 15,000 on cementing my house which was under construction when the transfers came. I also spent KES 18,000 on a solar lighting battey and hoofer system to help my kids in provision of lightning for their homework and studies. Initially, I used to have a single solar lighting system which would cater for only one house. I also spent KES 5000 on settlement of house paint debts."

"I spent KES 10,000 my transfer on piped water installation because there's scarcity of water in our place usually marked by long dry spells which normally forces us to fetch water from distant places which is quite costly and time consuming. KES 10 ,000 was spent on payment of my daughter's accommodation fee in campus because after payment of school fees I hadn't bought her basic needs. I also injected KES 12, 000 on a dairy cow debt settlement because our place is suitable for dairy farming. KES 2700 was spent as a down payment for a solar lighting system because the one I had before got spoiled and was forced to use Kerosene lamp of which is quite costly as compared to the Solar panel."