"I am planning to buy cement with the first transfer to plaster my house. I will then use the second and third transfers to build a toilet, an external kitchen and possibly enlarge my house." (Country: Kenya)

"I plan to buy chairs, buy a water tank, cement my house and buy chicken to rare." (Country: Kenya)

"I plan to buy furniture, beddings and to expand my house" (Country: Kenya)

"I plan to start a business, buy 2 cows for farming and a hoe." (Country: Kenya)

"I plan to buy a water tank of 6000 litres and to do large scale farming." (Country: Kenya)

"We plan to pay school fees, to invest in development of a nursery school we run, buy livestock and pay tithe in church" (Country: Kenya)

"I plan to pay school fees for two of my children who are in secondary school, I also plan to expand my house." (Country: Kenya)

"I plan to build a house for my children since we still sleeping in there grand mother's kitchen" (Country: Kenya)

"I have planned to start a business of my own, I also want to enlarge my house and pay school fees for my children." (Country: Kenya)

"I have planned to seek medical attention first,then rebuild my house and pay school for my child" (Country: Kenya)