"I would like to use part of the transfer to build a new house since my house is in a bad condition. Secondly I would wish to pay school fees for my son who is joining form three. Finally l would like to open up a business to help generate income to sustai" (Country: Kenya)

"I would like to use part of the transfe to farming in large scale to generate income. Secondly l would wish to open up a business to generate income to support my family. Finally l would wish to educate my children." (Country: Kenya)

"Planning to buy a few household requirements that I don't have like beddings chairs and utensils Planning to also buy a cow for milking in the future as a source of income" (Country: Kenya)

"I am happiest when I welcome my husband home after a long day of work away from the family." (Country: Kenya)

"I planning to spend my transfer on paying dowry, I would also like to start a small business and I would also like to pay school fees for my children." (Country: Kenya)

"I am planning to spend our transfer on building a better house, we plan to buy fishing gear so that we can start fishing and we also plan to buy a cow that we can use for ploughing our land. We also plan to build a toilet." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children, we plan to invest part of the transfer in our shop so that it can expand and we also plan to buy clothes for our children. I also plan to buy furniture for our house and buy a cow f" (Country: Kenya)

"I am planning to spend my transfer school fees for my children and also to spend part of it to equip my salon. I also plan to complete building my house as it is incomplete." (Country: Kenya)

"I am planning to spend my transfer on building a house, to build shelter for chicken and spend some of the transfer on food. I plan to pay school fees for my children." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen, a toilet and buy a cow. I am planning to buy also furniture for my house, a bed and a mattress. I will also buy four goats using the transfer. I plan also to start a small business." (Country: Kenya)