"I plan to use the transfer to give my daughter in law to start a business because she is the one who supports me. I also plan to use part of it to go for an eye check up. I also plan to build a house and pay school fees for my grandchild who is orphan." (Country: Kenya)

"We plan to use the transfer to pay school fees for four of our children who are currently in high school. We also plan to start a small business involving selling of fish. This will boost our household income thereby improving our lives." (Country: Kenya)

"We plan to use the first transfer to buy beddings for my children. We plan to use the second transfer to pay school fees. We also plan to use the third transfer to buy oxen plough for farming both for our household and for hire." (Country: Kenya)

"I plan to use the transfer to build a toilet for my household. I also plan to buy household items like beddings, utensils and sideboard. I also plan to buy two cows that will provide me with milk. I will spend the remaining balance on food stuff." (Country: Kenya)

"I have planned to build a house." (Country: Kenya)

"I have planned to rebuild my house and make a kitchen" (Country: Kenya)

"I have planned to finish building my house, build a kitchen and buy a few livestock" (Country: Kenya)

"I have planned to set up a business and build a house for my family" (Country: Kenya)

"I have planned to pay school fees for our children and build a house for my family" (Country: Kenya)

"We plan to start a business, do some finishing touches to this house and to buy household items that we lack." (Country: Kenya)