"I am planning to build my house, buy a piece of land and put up rental houses." (Country: Kenya)

"Planning to pay school fees for my children in college" (Country: Kenya)

"Planning to pay school fees for my children Planning to build myself a new house Planning to buy myself new better beddings" (Country: Kenya)

"We are planning to bulls for ploughing, buy household furniture, buy a water tank to harvest rain water and pay our children's fee." (Country: Kenya)

"I am planning to install a posho mill and start a shop business where I can sell basic household commodities." (Country: Kenya)

"We are planning to spend the transfer on our children's education, buy bulls for ploughing, improve our elder son's house and use the rest of the money on our mentally ill daughter." (Country: Kenya)

"I am planning to improve my house by cementing the floor and paying my children's school fee." (Country: Kenya)

"I would like to use part of the transfer to do farming in large scale to generate income to sustain my family. Finally l would wish to educate my children using this transfer." (Country: Kenya)

"I would like to use part of the transfer to do poultry farming to generate income to sustain my family. Finally l would like to take my son to college who did form and was not able to school." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my daughter who is joining form one next year. Secondly l would wish to build a house because my house is in a very bad condition. Finally l would like to expand my business to generate more" (Country: Kenya)