"I am planning to start a business dealing with clothes and also open a tailoring shop" (Country: Kenya)

"I would like to pay school fees for my child who is moving to form three next year and buy oxen which I will use to plough our farm. If there is any left over cash I will use it to enlarge my house." (Country: Kenya)

"Planning to spend the transfer on extending my house because it is small Planning to go and pay my wife s dowery" (Country: Kenya)

"Planning to spend my transfer on extending my house Planning to spend the transfer on paying school fees for my children Planning to spend the transfer on purchasing a water tank since water is a problem around our home" (Country: Kenya)

"Planning to spend the transfer in extending my house Planning to spend the transfer on opening up a business that can bring us a source of income" (Country: Kenya)

"Planning to spend the transfer on pay school fees for my children Planning to spend the transfer on finishing my house Planning to buy at least one or two cows that can act as a source of income through milking and farming in the coming years" (Country: Kenya)

"Planning to spend the transfer on buying a land that we can build a much bigger house because we have sons who are coming up and would one day also like to have their own houses Planning to spend the transfer on building up a much presentable toilet" (Country: Kenya)

"Planning to spend the transfer on paying the debts that we have Planing to spend the transfer on building a new big comfortable house and furnishing it Planning to spend the transfer on buying afew cows to pay my dowery to my parents" (Country: Kenya)

"I would like to build a new house because this one leaks a lot whenever it rains since the roofing is worn out. I would also like to buy some workshop equipment since I make furnitures and I can only make money when I have sufficient equipments." (Country: Kenya)

"I would like to build a house since I don't have one,I have been sleeping in my brother in law's house for a couple of months, but now I feel I need my own privacy." (Country: Kenya)