"I would like to use part of the transfer to build a new house because my house is very small. secondly I would like to pay dowry to my parents inlaw to appreciate them. Finally l would like to use the rest of the money to open up a business to generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to build a new house because my house is very small to accommodate my family. Secondly l would wish to buy a cow which can help us get milk for my family. l would also like to open up a business to generate income to support my family . Lastly l would like to use the rest of the money to do farming to increase productivity." (Country: Kenya)

"I would like to use part of the money to pay school fees for my son in secondary school who has fees problem. Secondly l would wish to build a kitchen to serve as sleeping room for my children and for preparing meals for my family. Finally l would like to plaster my house to avoid dust and frequent maintenance." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my son who is joining form one . Secondly I would wish to build a better house because I started building but because of school fees l had to stop. Lastly I would like to open up a business to atleast generate income." (Country: Kenya)

"I would like to use part of the transfer to expand my house because it does not comfortably fit my family. Secondly l would wish to buy oxen to help me do farming. Lastly l would like to open up a business to generate income to support my family." (Country: Kenya)

"I am planning to spend my transfer on buying furniture like a table and chairs as we don't have them at the moment,I will spend part of it to buy maize seeds that I can plant on the farm that belongs to our boss and the remaining amount I will spend on purchasing a piece of land which I will use to build our house." (Country: Kenya)

"I am planning to build a house because I am homeless, pay my daughter's secondary school fee, and expand my fish vending business so as to earn more profit and meet my family's basic needs." (Country: Kenya)

"I am planning to spend my transfer on building my own house because currently I stay in someone's house, I will use part of the transfer to buy four goats that I can keep for meat and milk, I will use part of the transfer to buy beddings, a bed, chairs and a table as I currently sleep on the floor with nothing for visitors to seat on. I will use the remaining amount to open a shop so that I can sell small items like cooking oil and bread in the village." (Country: Kenya)

"I am planning to spend my transfer on buying cement that I will use to plaster the floor of my house,I will buy a mattress as the one I have is very old,I will use part of it to build a toilet in my compound and the remaining amount I will pay school fees for my two children who are in secondary school." (Country: Kenya)

"We have planned to build a bigger house for my family since my family is very large and my children are many." (Country: Kenya)