"I would like to use part of the transfer to buy farm equipment to enhance farming and increase production . Secondly l would wish to expand my house because it is not spacious enough to accommodate my family. I would also like to pay school fees for my nephew who is a total orphan and has fees problem. Finally I would wish to pay dowry to my parents inlaw to appreciate them." (Country: Kenya)

"I plan to pay school fees and accessories like uniforms and stationery. I also need to renovate my house and buy livestock especially cattle." (Country: Kenya)

"I would like to use part of the transfer to build a new house because my house is not spacious enough to accommodate my family. Secondly l would wish to pay school fees for my son who is joining college. Lastly I would expand on farming to increase productivity." (Country: Kenya)

"I would like to use part of the transfer to pay offering in the church to appreciate what God has done. Secondly l would wish to pay school fees for my son in college. Lastly I would like to use the rest of the money to do farming so that I increase productivity." (Country: Kenya)

"I would like to use part of the transfer to build a bigger house because my house is very small to accommodate my family. Secondly l would wish to buy a generator to help us in watering my farm in order to increase productivity. Finally l would like to use the rest of the money to pay school fees for my children." (Country: Kenya)

"I have planned to plaster my house which is not looking good" (Country: Kenya)

"We have planned to build a bigger house since our house is small,we would also use part of the money to invest in a small business." (Country: Kenya)

"I have planned to pay school fees for my son and the remaining money I will boost fish business." (Country: Kenya)

"We have planned to expand our house which is small and can not accommodate the whole family." (Country: Kenya)

"We have planned to plaster our house,buy some furnitures and build a kitchen where the children can sleep." (Country: Kenya)