"I am planning to use my transfer on fish vending business. I am a motorcycle rider and I have learned that fish vendors are financially stable and I'd like to be like them." (Country: Kenya)

"I am planning to build a bigger house that can host my in-laws because I have daughters who are already married and my house is very small." (Country: Kenya)

"I am planning to use my transfer on my children's education, buy farm equipments so as to do large scale farming that can earn me more money and use a little of the funds on food." (Country: Kenya)

"We are planning to use our transfer on our children's education because we lack sufficient funds to do so. We also want to purchase a water tank so we can harvest rain water because w live very far from the water source." (Country: Kenya)

"We are planning to expand our house because it's small and buy household furniture so that we are not humiliated when we have visitors." (Country: Kenya)

"I am planning to spend my transfer on buying a small piece of land that I can use to build my own house, I will use part of the transfer to pay fee balance for my eldest son who sat for his secondary school exams in 2003 but I have not cleared his fee so he did not get his certificate and that makes him not to get a job and the remaining amount I will spend on taking my grandson to hospital as he has a certain growth on his body and it needs an operation which requires cash." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my three children who are in secondary school and I will also use some part to buy a water tank of 5000 litres so that I can use it to harvest water as our area is usually has water shortage problem." (Country: Kenya)

"I plan to pay school fees, build a new home and to invest in business." (Country: Kenya)

"I plan to build a new home and to invest in business." (Country: Kenya)

"I plan to build a new home. I still live within my parents in law's compound. I ought to have moved out by now." (Country: Kenya)