"I plan to start a tailoring business, expand my house, I also plan to do large scale farming and the remainder I will use to pay dowry." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen, I will pay school fees for my children, I will also buy a cow that will be used in ploughing my farm, I will rent farms that I can plough so that I increase my farming capacity and buy seeds to pla" (Country: Kenya)

"I am planning to spend my transfer on fencing my home with barbed wire, I will connect my home to tap water because our water source which is the lake is far from my home and I will also use part of the transfer to open a small shop so that I can have som" (Country: Kenya)

"We are planning to complete our house as we did not have sufficient money to do so, school fees for my children is also a priority and they will also need uniforms, thus the money will be a great help." (Country: Kenya)

"I am planning to start a business dealing with clothes and also open a tailoring shop" (Country: Kenya)

"I would like to pay school fees for my child who is moving to form three next year and buy oxen which I will use to plough our farm. If there is any left over cash I will use it to enlarge my house." (Country: Kenya)

"Planning to spend the transfer on extending my house because it is small Planning to go and pay my wife s dowery" (Country: Kenya)

"Planning to spend my transfer on extending my house Planning to spend the transfer on paying school fees for my children Planning to spend the transfer on purchasing a water tank since water is a problem around our home" (Country: Kenya)

"Planning to spend the transfer in extending my house Planning to spend the transfer on opening up a business that can bring us a source of income" (Country: Kenya)

"Planning to spend the transfer on pay school fees for my children Planning to spend the transfer on finishing my house Planning to buy at least one or two cows that can act as a source of income through milking and farming in the coming years" (Country: Kenya)