"Planning to spend the transfer on pay school fees for my children Planning to spend the transfer on finishing my house Planning to buy at least one or two cows that can act as a source of income through milking and farming in the coming years" (Country: Kenya)

"Planning to spend the transfer on buying a land that we can build a much bigger house because we have sons who are coming up and would one day also like to have their own houses Planning to spend the transfer on building up a much presentable toilet" (Country: Kenya)

"Planning to spend the transfer on paying the debts that we have Planing to spend the transfer on building a new big comfortable house and furnishing it Planning to spend the transfer on buying afew cows to pay my dowery to my parents" (Country: Kenya)

"I would like to build a new house because this one leaks a lot whenever it rains since the roofing is worn out. I would also like to buy some workshop equipment since I make furnitures and I can only make money when I have sufficient equipments." (Country: Kenya)

"I would like to build a house since I don't have one,I have been sleeping in my brother in law's house for a couple of months, but now I feel I need my own privacy." (Country: Kenya)

"First,I'm planning to build a spacious house that can accommodate all my visitors when they come visiting. Secondly, I don't have a toilet hence I'm planning to build and own one. Lastly,I'm also planning to buy some household items like blankets,mattress" (Country: Kenya)

"I would like to use part of the transfer to take my daughter who got pregnant after doing her kenya certificate of primary education to school because she passed very well . Secondly l would wish to open up business to generate income to sustain my famil" (Country: Kenya)

"I am planning to spend my transfer on opening a shop, I will also pay school fees for my children and to build a house. I will also use part of the transfer to build a toilet and to put up piped water in our home for clean drinking water." (Country: Kenya)

"I am planning to spend my first transfer on buying food, I will buy clothes for my children and the remainder I will pay school fees for the children. The second and final transfer I will spend on building a house, I will also build a toilet and a kitche" (Country: Kenya)

"I am planning to spend my transfer on starting a business of selling kerosene in small quantities, I will also spend part of it in building a house and to pay school fees for my children." (Country: Kenya)