"Planning to spend the transfer on buying cows Planning to spend the transfer on building an iron roofed house because our current house is leaking" (Country: Kenya)

"Planning to spend the transfer on building a new house because this one is small and we already have children too Planning to spend the transfer on buying cows that I can use during farming and milking for a source of income" (Country: Kenya)

"Planning to spend the transfer on building up a new house Planning to spend the transfer on buying funiture and beddings for my house" (Country: Kenya)

"I plan to use the transfer to build a bigger house to accommodate my family. I currently live in a much smaller house with little space. I also plan to use the transfer to build a toilet for my family. We currently do open defecation and this affect the" (Country: Kenya)

"I plan to buy a water tank of 20,000 litres for rainwater harvesting. This will be helpful to me during dry season since this area is water stressed. I also plan to use part of the transfer to boost my business so as to increase profit margin." (Country: Kenya)

"I plan to spend the transfer on my children's education. I have two children, one is joining form one, and another college." (Country: Kenya)

"I plan to open a shop where I will sell grains like maize, sorghum, beans and other basic household commodities such as sugar and cooking fat for neighbours." (Country: Kenya)

"I am planning to spend my transfer on building a house in our new piece of land that we will buy using the transfer, we will buy a new motorcycle for our taxi business because the one we are currently using is a hired one and I will start a new business o" (Country: Kenya)

"I plan to start a tailoring business, expand my house, I also plan to do large scale farming and the remainder I will use to pay dowry." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen, I will pay school fees for my children, I will also buy a cow that will be used in ploughing my farm, I will rent farms that I can plough so that I increase my farming capacity and buy seeds to pla" (Country: Kenya)