"My spouse and I are planning to build a toilet, an external kitchen and build my son a house. This is because he has no house and yet he has a family." (Country: Kenya)

"We are planning to spend the transfer on purchasing land and part of it we will use to expand our business. We also plan to build a house for our family." (Country: Kenya)

"I'm planning to spend my transfer on school fees because I have two daughters who are in secondary school." (Country: Kenya)

"I am planning to spend my transfer in buying a piece of land, I will start a small business and also use part of it to pay dowry. I will also pay a loan that I owe our village lending and saving group." (Country: Kenya)

"I would like to use part of the transfer to buy ploughing machine for tilling our farm. Secondly l would wish to build a pit latrine brought down by wind. I would also like to pay school fees for my son who is joining form one next year. Finally l would l" (Country: Kenya)

"Planning to spend it on repairing my house Planning to spend it on paying for my daughter who just completed her class eight school fees Planning to furnish my house and buy utensils plus new beddings too Planning to spend it on bulging up a new better a" (Country: Kenya)

"I have planned to build a toilet,household furniture, beddings and rebuild my house" (Country: Kenya)

"I want to plaster my house and also take my children to school." (Country: Kenya)

"I want to buy a motorbike for business ." (Country: Kenya)

"I have planned to pay school fees for my children and expand my house a little since its small." (Country: Kenya)