"We are planning to bulls for ploughing, buy household furniture, buy a water tank to harvest rain water and pay our children's fee." (Country: Kenya)

"I am planning to install a posho mill and start a shop business where I can sell basic household commodities." (Country: Kenya)

"We are planning to spend the transfer on our children's education, buy bulls for ploughing, improve our elder son's house and use the rest of the money on our mentally ill daughter." (Country: Kenya)

"I am planning to improve my house by cementing the floor and paying my children's school fee." (Country: Kenya)

"I would like to use part of the transfer to do farming in large scale to generate income to sustain my family. Finally l would wish to educate my children using this transfer." (Country: Kenya)

"I would like to use part of the transfer to do poultry farming to generate income to sustain my family. Finally l would like to take my son to college who did form and was not able to school." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my daughter who is joining form one next year. Secondly l would wish to build a house because my house is in a very bad condition. Finally l would like to expand my business to generate more" (Country: Kenya)

"I plan to use the transfer to give my daughter in law to start a business because she is the one who supports me. I also plan to use part of it to go for an eye check up. I also plan to build a house and pay school fees for my grandchild who is orphan." (Country: Kenya)

"We plan to use the transfer to pay school fees for four of our children who are currently in high school. We also plan to start a small business involving selling of fish. This will boost our household income thereby improving our lives." (Country: Kenya)

"We plan to use the first transfer to buy beddings for my children. We plan to use the second transfer to pay school fees. We also plan to use the third transfer to buy oxen plough for farming both for our household and for hire." (Country: Kenya)