"I plan to use the transfer to build a toilet for my household. I also plan to buy household items like beddings, utensils and sideboard. I also plan to buy two cows that will provide me with milk. I will spend the remaining balance on food stuff." (Country: Kenya)

"I have planned to build a house." (Country: Kenya)

"I have planned to rebuild my house and make a kitchen" (Country: Kenya)

"I have planned to finish building my house, build a kitchen and buy a few livestock" (Country: Kenya)

"I have planned to set up a business and build a house for my family" (Country: Kenya)

"I have planned to pay school fees for our children and build a house for my family" (Country: Kenya)

"We plan to start a business, do some finishing touches to this house and to buy household items that we lack." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children, I will food for the family and buy land so that I can have my own home." (Country: Kenya)

"I am planning to renovate my house, fence my compound and pay school fees for my children." (Country: Kenya)

"We are planning to buy school items for our children, start a small business and buy livestock." (Country: Kenya)