"I bought a cow because I needed security to help me in future troubles."

"I was working, I felt so happy"

"We live in peace"

"I started my food business to make ends meet and I see it is a good business since their is always someone looking for food. It is still small but my hope is to make it grow beyond the stall I have. I am makings savings from any money I get to increase my savings in my savings group to allow me reinvest in the business. I also would like to start a business for my mother in the village to help her make something to use to take care of my children and my siblings."

"I had planted some maize but since I planted before the rain and the plants wilted since the rains came much later. I am trying to secure seeds now to use now as I am beginning to plant to ensure I can feed myself. If I am unable to get them on time the transfers will remain fully to be used for securing food. However if I get seeds and i am able to harvest I will use the transfers to buy animals such as goats of chicken to keep as an investment."

"I do not own a house, I live in my brothers house, he lives in the city so he is not using his house at the moment and hence I have a access to it for now. However with a lot of uncertainties out here I do not want to predict that he may relocate back home or not so its better for me to have my things in order. I am working towards building a house. With my income as a motorcycle rider who is employed I do not get much to have enough to build it so I plan to do it through this transfers. Through this transfers I am able to save with the goal of building the house while also getting the right materials to ensure I finish this project."

"I desire to have my children go through school. I burn and sell charcoal and I have seen the business dwindle over the years since most of the tree cover is gone people stopped harvesting dead trees only the also use good trees and that means its a business that is hurting us. I wouldn't want my children to venture in this. I want them to have better options and so I believe a good education could be that for the, I want to accumulate enough animals and allow then, to reproduce and use them to get them through school that even when the project comes to an end I can still stand on my own."

"My plan is to build a bigger house. My husband and I have a house but it is a small one room house. I would like for us to have a two room house with a front extension. We live in a room where we have all our thongs on display even when we have guests they have access to our sleeping area which is not dignifying. I hope to at least have a room for our sleeping areas separate that even when we have guests they only have access to the living room area and even during the scorching sun we can sit in the front extension and shield from the sun."

"I had a dream to start college to study cosmetics and hairdressing this year, however this dream was cut short. I was doing business selling groceries and cooked food at my stall but the families basic needs outweighed my earnings and I had to find alternatives. My savings were used to prepare the land for planting when the rain began. I am hoping that my earnings from my new job, though not much will suffice plus once harvesting is done food will be available and I will have lesser needs to cover and I can save to go to school using my savings and start my business or find a job related to that in the city."

"I am not employed full time but from time to time I do casual construction work or farm hand work. My earnings would mostly help around my needs but I save a portion to my account. I also save from my Givedirectly transfers into this account. The goal for all this is to allow me access an education from an institution of higher learning. I would like to join Kinango Training college to study ICT which I believe will allow me to seek for jobs in the industry and allow me take care of my siblings and parents."