"I used to have a very bad house the roof was worn out and old so when I got my last transfer I bought iron sheets to change the roof and and cement to plaster the floor. The rest of the cash I used to buy seats to add to the ones I have and some utensils too."

"I bought building materials that I used to build a new house in my own compound as required by our traditions. I am happy I now have my own home. The other amount I spent on taking care of my in laws when they visited my maternal home. I am so happy I now have done all the tradition requirements and the remaining amount I only had to use to buy school uniforms and food for my children. I am so happy and grateful for the transfers I received for the transfers as I have moved a step ahead in life."

"If I would not have received the money, I would still be doing casual jobs which was not giving me enough income to help support my family since I was the sole bread winner with my spouse arrested, but now I have my own business and also managed to get my spouse of police cell. Thank you GD for the transfer."

"I spent most of my third transfer on buying 24 bags of cement that I used to plaster my house, I also bought food and paid school fees arrears with the remaining tranfser."

"I spent my third transfer on purchase of house construction (45,000 KES) materials because housing is such a felt need in our lives as we are currently renting a hose at the market. However, the building process has not began yet."

"My children used to get sick each and every time because of dust from floor . Immediately I got my third transfer I decided to cement my house. Now my children have never contacted diseases related to dust ever since I cemented my house. The money I used to take them with to the hospital I use for other things."

"I spent my third transfer on my husband medical bill and food for my family, I also plaster my house with the rest."

"I realized for high crop produce I had to water my crop so when I received my third transfer I bought a engine water pump."

"I spent my third transfer on paying university fees for my child. My child had fee arrears and being a jua kali worker my level of income is low. I was usually stressed up on where to find enough fees for my child who is in the university. The remaining part of the money I gave my wife who in turn bought sheep which have given birth to little ones at at now. The sheep we can re-sell during difficult financial times."

"I spent most of my third transfer on school fee, house renovation, and food than save the rest for my daily upkeep."