"I spent my third transfer on paying schools fee for my 2 children who are in secondary school. I also paid school fees for my other 4 children who are in a private primary school. They used to be sent home each and every time because of school fee arrears."

"I spent my third transfer on paying school fees for my 2 children in secondary school since they were sent home for fees arrears.I also bought food and furniture with rest."

"I spent part of my third transfer to tile my floor. It was a mud floor and most of the time it had potholes. My house is so neat now after the tilling. I also plastered my walls that were also made of mud and there were a lot of bedbugs as the mud was acting as their breeding places. This is no longer the case. My house is free from bedbugs currently."

"I spent my third transfer on the renovation of my house. My former house was old and needed a face uplift. I am very happy now that I live in a renovated house which is very clean. The remaining part of the money I used in the acquisition of household furniture and goods."

"I had a grass-thatched roofed house which was almost falling down so when I received my third transfer I build a new house."

"I spent a portion of my last transfer on plastering my house which was initially made of mud. in addition to that, I renovated some parts of the house which had become so weak. secondly, I purchased some livestock to help me kick off livestock farming. Lastly, I financed my brother in construction of an iron roofed house to replace the grass thatched one that he had."

"I am a university student undertaking a self sponsored program. I used to be stressed up on where I would get money to pay for the remaining years of my college education. Immediately I got the money I decided to pay a whole year worth of fees in my school. I am no longer stressed up about the fee issue. The remaining part of the money I used to buy cattle which will eventually give birth to little ones and then I will resell them so as to get a continued source if income."

"The biggest difference in my daily life is that I now live in a better house than the one I was living in"

"I spent most part of my third transfer on buying fencing materials that I have since used to fence my home. I decided to fence being that in my area there is a lot of theft on livestock so now I believe they are safe inside the fence. I also gated my compound. Some remaining amount I repaid a loan I had from my local group. The remaining I saved for my son who is sickle cell anemic and requires medical attention more frequently and needs money every time he visits the hospital. I am happy I have managed to do all those I have always wished for."

"I spent my entire third transfer on construction of a house in order to vacate my late co-wife's house which I inherited when I got married in the home. I must attest that without the transfer, I would not have afforded such a project on my own. In fact the demise of my spouse drove away all the hopes I had in acquiring my own house and had therefore to continue staying in the inherited one. That resulted me into a very dull life imagining how fellow women laughed at me for staying in a dead person's house. I pondered a lot over it but could do nothing since poverty had tied up my hands. Today, I live a very stress free life with the transformation that my transfers brought in me. I really thank GD for this and wishes it a prosperous long life."