"The biggest hardship which am facing currently is poor accommodation. since my roof is made of grass ,the house leaks when it rains and the water enters inside the house."

"The biggest hardship currently faced by my family is lack of land for cultivation. "

"Receiving money will help me to buy some things which my family is missing like oxgyen for ploughing .and other things which i lack from my family."

"The biggest hardship i face is uterus problem. This has made us spend alot of money treating without healing, i can not also engage in garden work, leaving it alone with my spouse. We therefore realise little harvest every year, so the family is facing bitting poverty."

"The biggest hardship i face is sickness, am living positively with HIV/AIDs as a widow that makes me fall sick constantly. This is affacting my productivity in famining ,so each season I realize low crop out put therefore the family is facing bitting hunger."

"The biggest hardship i face is lack of money for buying animals that can enable me to get official spouse."

"The biggest difference in my life is that i can now afford the basic needs of life through my business, i also got back my land and am proud of it. Being disabled, i never thought that my life would get better."

"The moment i received money on my phone, happiness filled my heart."

"The biggest difference in my daily life is that i sleep well confortably on a mattress and I nolonger suffer with cold in the night when it rains because I have repaired my house,previously,I was sleeping on a mat and my house was open on one side and it would get so cold that I could not sleep in the night. I could worry that one day the house would fall over me any time,but right now I have no more worries. My family and I can now eat in time,unlike before when I had to go to look for work and after getting paid is when my family would eat,I was not sure of a meal until I get work and get paid. I am also dressed well now,because I was able to buy clothing for myself and for my family members.I used to lack clothes and I had old and worn out clothes."

"I spent most of my third transfer on school fees for my children now they will not be sent home for school fees again."