"I used my last transfer to buy two dairy cows worth 38000 KES I did this so that when they give birth and grow I will sell them and will help me build a house and a land to help me settle in my own homestead once and for all, the remaining money I used for my personal use and saved because I still pay rent."

"I used the last transfer to pay school fees for my daughter in college and my son and daughter in high school I did this to help them continue with their education then I bought livestock a cow and a sheep to rear, lastly I bought sand and paid the builders to plaster the floor and walls of my house I did this because jiggers were many and to prevent the infestation of jiggers plastering was the solution."

"I had a small thatched roofed house which couldn't accommodate my growing family comfortable.So when I received my third transfer I build a house then brought food and furniture with remaining transfer."

"I used my last transfer to pay fee balance for my daughter in high school we had so much arrears in the school so we decided to offset some so that she would have peace of mind while studying, I also bought a solar lamp which we pay monthly 1000 KES with an installment fee of 5000 KES, this has in turn helped us with lighting in the house. Then I thought as a woman to have independence not to always rely on my husband all the time so we decided with my husband that I start a small business and opened a small shop where I sell food stuffs, the remaining money I bought a cow for ploughing."

"I used my third transfer to pay school fees for my children and plaster my house,I also bought furniture and bedding with the remining transdfer."

"I used my late transfer to build a house then I started a small business of selling maize in the nearby town to bring me an income, I also paid school fees for my children one in high school and another in primary school I did this to help them have an education to help them in future. The remaining money we used to buy food for the household."

"I had no house or rather I had a small house and now I have a three roomed house, I used my last transfer to build a house, I also paid school fees for my brothers child an orphan who is in high school and my son who is in the university almost graduating, then lastly I bought some tanks for storing water, this is because we have water problem in the dry season so now a set during this season."

"I spent my third transfer on 2 bags of dry corn for family consumption for 12,000 KES since we did not have a harvest in the previous season, bought a plough for 6,000 KES to facilitate me in food production, bought seats and tables for 16,000 KES and a water storage tank for 6,000 KES as I did not have any before."

"The moment when I recieved my money,I felt so happy and over whelmed because I have never received this amount of money."

"This last transfer has helped me boost my poultry farming, I have extended the house where the house where the chicken sleep and also added some chicken to 400 chicken from 150 chicken. The poultry farming has helped me earn an income because am able to supply some hotels in the nearby town and also sell to people in the village the remaining money I bought sheep to rear and that is how I used my last transfer."