"I used my last transfer to pay school fees for my son who is in high school and he is finishing his O levels this year, I have had difficulties in paying school fees for him since I don’t have an income to support him, I was really pressed with the burden of keeping him in school the in and out of school was worrying for his performance and he was also psychologically being troubled. Then I built a kitchen because I used to cook in the open air and when it rained I cooked in my bedroom and while cooking the whole house would be filled with smoke and it was uncomfortable for those that would be in the house."

"I added some materials for building I bought steel door, steel window, special soil for plastering the walls, paid the builders, bought timber and iron sheets some materials I had bought with the second transfer, this was made possible with the last transfer and help from Give Directly. I build my house because I used to live in a small house the walls had holes the roof was licking, the house was actually put together during my husband’s burial and such houses are not always well built it is built for convenience to help the dead be buried with a house in his name this is according to our culture, the remaining I paid for my son school fees who is in high school."

"I use my third transfer to buy house material such as bedding, utensils and furniture.I also bought food for my family and save the remaining amount for my children school fees."

"I used my last transfer to boost my poultry business we added some chicken to the ones we have we sell chicken in the nearest town we buy in wholesale and then sell to retailers and supply in hotels nearby, with the remaining money we bought some goats to rear."

"I used my last transfer to build a house, I lived in a house that was very small I couldn’t even host a visitor. Therefore for building I bought timber, iron sheets bought cement to plaster the walls and the floor and also bought paint and painted the walls inside and outside then paid the builders."

"I use my third transfer to plaster my house then start agribusiness which now provides food for my family and schooling my children."

"I used my last transfer to build a house I was living in my grandmother’s house so after establishing ourselves in horticulture, this being a way of earning income we did with the second transfer and the first, we decided later with my wife to move out and build our house. For building we paid the builders bought iron sheets, timber and other building materials the walls of the house is also iron sheets and we have not plastered the floor yet the money was not enough but we are thankful for this far."

"I spent my third transfer on house construction materials for 30,000 KES in readiness for building our house on our own land in the near future.I also bought a heifer for 16,000 KES that we intend to raise and multiply for wealth"

"I spent my third transfer on clearing the last installment for a piece of land that I had started buying using second transfer. I then bought house construction materials in readiness but the Project has not began yet. Housing is my most urgent need."

"I spent my third transfer on plastering my 3 room house to make it more durable since the mud wall has been falling off often and making life difficult for my family due to the labour involved in repairing. I spent the remaining money on replacing the leaking grass-roof of my kitchen with iron sheets ."