"I spent my third transfer on buying cattle for rearing as I did not have any. I also bought them as they will act as my assets. I also bought some chicken and started poultry keeping. As we speak I have a lot of chicken and I am planning to expand it soon. The remaining I spent paying school fees for my two children in secondary school."

"I wanted to construct a permanent house since I was tired of smearing given that I am too aged to do that. So the whole of my three transfers I spent on buying building materials that I have since used to construct a nice brick house. I have not completed it, but I am hopeful that I will soon."

"I spent my third transfer on cementing my house into a semi -permanent house from a mud one and now I find it easier cleaning my new house , also the time I used to spend on smearing my previous mud house I now use it on engaging in income generating activities .I also bought two goats ."

"I spent my third transfer on paying loan that I had taken to buy motorcycle to start a transit business by transporting passengers and goods to and from the nearest markets in my village. Its been five months running this business and from the profits I have saved and built a decent house .I can confidently say that I am stress free since I am able to support my family's needs comfortably like proving food and other family emergencies of which before the transfers were sent by GiveDirectly it was a challenge since I could borrow money from my neighbors more frequently."

"I have always wanted to fence my compound, but I did not have the money to do so until when I received my third transfer, I bought barbed wire and poles that I used for fencing. My compound is now properly fenced. The remaining I spent on paying for my child”s school fees in secondary school and to boost my rice business. The business has enabled me take care of my family."

"The moment I recieved my money, I felt very happy."

"There were some materials that had remained when we started building this with the second transfer so we used some of the money from the last transfer to buy the remaining materials to finally build a house, then I had problems with my stomach for so long, I consulted a doctor and was admitted for days, therefore some of the amount amount went to paying my hospital bill then lastly we bought two calf's to rear."

"I spent my third transfer on paying school fees for my children in secondary school. The remaining I spent on paying my hospital bills I had incurred when I was admitted in hospital."

"I used my last transfer to build a house, for this I bought i ron sheets, two rolls of manila, round pole, nails and other building materials, I was living in my father in laws compound and in our culture the second born cannot build a home when the first born has not moved to their homestead, I am older in our family and it felt like I was delaying them in building so that’s why I built my house in my homestead."

"I used my last transfer to pay school fees for my sisters child who is a total orphan then I bought two bulls to help me during farming, lastly I had bought materials with the second transfer so with the last transfer I just paid the builder to finish up the house."