"My greatest achievement that I am most proud of is my casual labour work that I am doing,it has enable me to buy livestocks."

"The biggest hardship i am faced with is lack of food. This place does not support farming because of it's nature. When it is a rainy season, water gets stagnated and whatever has been planted can't yield anything thus famine."

"Receiving this money means to buy animals for dwory and oxen. The animals i shall use for marrying my wife and oxen for cropping."

"The family plans to spend transfers on buying oxen. These oxen can be used for ploughing crop gardens that in turn shall yield food stuffs. That means my family will be getting food to eat."

"I spent my third transfer on building a kitchen which also serves as a sleeping space for my bigger children at night , bought 6 small livestock ( goats and sheep) as an investment for the future,bought bed and plastic seats as my family lacked these."

"I will have better living standard and social life from the group/ chamas established by the help of these transfers. Members tend to share more with friends and our lives will transform out of this. I am also hopeful that I will also have a heifer by the end of six months."

"I have a new goal to start a milk-buying and selling business and God's willing I also have a long term goal to buy my own piece of land."

"After i got the transfer,i am very assured of some basic needs in my family.I used to be pressured a lot in my other job but still i could persevere since i had no otherwise.I am now able to look for another job to do since i have the money to assist me look for a new job."

"In the next six months,I am expecting to have some goats for rearing after getting money from table banking group we are planning to form as a community."

"I spent my third transfer on 2 heifers for 25,000 KES which we intend to multiply , build the stock and hopefully finance our children's education in future. I spent the balance on buying a piece of land that we are currently using for food production, but that we intend to put up our home on since our ancestral land is too small and insufficient."