"I used that amount of money top pay school fees for my sister. I combined efforts together with my father and we managed to see our sister clear the whole year in school without so much problems."

"I spent my transfer in paying dowry, in that I bought two cows worth 27000 KES and took to my wife's place because I have stayed with her for a very long time without going to their place.I also bought iron sheets worth 14000 with an intention of putting up a new house once I get more money because the one we are currently staying the roof is leaking when it rains."

"I spent my cash transfer on buying a cow and goats that were used to pay my dowry. I so grateful to GD for according such help."

"I used my transfer in paying school fees for my child who is currently a form three because I had a huge fee balance. I also did not want her to be absent from school. I used part of it to plaster my house because I had build my house with my first and second."

"I decided to use my last cash transfer on starting a small scale business. I opened a small shop that is still doing well to-date."

"I spent my transfer on buying cement and sand to plaster my floor so as to be able to live in a clean environment ,paying contractors who worked for me .I also paid secondary school fees and bought basic needs for my children."

"I spent the cash from Give Directly to plaster the exterior of my house. I also opened a small shop that is still doing well to-date."

"More than 20 years ago, I lost my wife. Accordingly, I had to take all the household responsibilities - including cooking for the family, caring and protecting the young kids. I found life unfavorable and never thought of delivering according to the demands of my family. Besides, it was so bitter to apprehend the situation and inform the naive kids who used to ask about the whereabouts of their mother. Hence, the demise of my only wife serves as the biggest challenge I have faced in life. "

"The achievement which am proud of in my life after getting capital to buy livestock that has really assisted me to pay school fees for my children and also to buy food for my family. "

"Am an orphan.I lost my mother in 2006 and shortly after father died in 2007.I was left with my four siblings and since then we have had to fend for ourselves.Not having parents to look up to has been really difficult for me and sometimes even getting basic needs becomes difficult.This is the biggest harship I have faced"