"I opted to use the cash on cultivating my three acre farm where I planted sugarcane. I also used part of the cash to buy a new public address system that I normally hire to my customers and get some profit out of that."

"I spent part of my third transfer on building a spacious house and more seats in my house. Being that I depend so much on farming, I also paid six people who prepared my parcel of land and finally used the remaining amount on my child's exams fees who had stayed at home for one week due to lack of money."

"I spent my third transfer in buying cement,sand and metal door and windows, that I used in building my house because the current house I was staying in was grass thatched was too small and it was serially leaking when it rains."

"I boosted my third transfer with my savings from first and second transfer, that I spent in putting up a home, because I wanted to be in my own home since my children will one day get a piece of land.I also bought clothes for my children because they did not have presentable ones."

"I did spend my third transfer to build my children a house for my sons. out of the 48,200 KES I only remained with 3,000 KES that I used to purchase a solar lump for my children during their studies."

"I paid school fees for my children in secondary school because I had a huge fee balance and I wanted to clear.I also bought sand and cement that I used in plastering my house because I had not finish renovating my house."

"I spent my third transfer on renovating my house by cementing the flour, fixing window panes and a steel door which I am proud of because right now my house looks decent. I also bought a bed and mattress since I had a small one and was using a spoilt bed. The remaining amount went towards paying school fees for my son who had perfomed well to join high school since I knew that he had a bright future through his education ."

"I spent my third transfer in buying sofa set worth 8000 KES because I did not have a presentable seats in my house.I also bought two cows worth 10000 KES each that I took to my wife's place to pay dowry."

"I spent my third transfer to purchase sand that costed me 12,000 KES, paid school fees for my daughter at 10,000 KES. I paid the constructor 7000 KES, bought cement at 10,050 and iron sheets at 4000 KES. The remaining money I spent on household requirements and food."

"I spent my third transfer to add more iron sheets that costed me 26,000 KES, I then bought timber and variety of nails to help me in finishing my house construction. The transfers really helped me and as we speak I live in a comfortable house and my family is at peace."