"I spent my third transfer to pay school fees for my child who is in secondary school .I also used part of my transfer to start small fish (omena) business because I wanted to invest in something that can give me monthly income and that is also sustainable."

"I spent my third transfer to buy cement and sand that I used to plaster my house because I am tired of smearing the floor of my house since I am getting old .I also bought a steel door that I used to replace my old wooden door."

"I spent my third transfer to build a house for my mother because the house she was staying in was too small and and was seriously leaking when it rained.I also paid school fees for my sister with the remaining balance."

"I spent my third transfer to expand my house because it was too small to accommodate my visitors and my children,I also used part of it to plaster my house and to buy house hold items."

"I expect my life to change in the next six months in that I will have started poultry business as well as flourished in my shop business."

"I spent my third transfer to buy three goats and a cow because I have been longing to rear livestock hence I got motivated to do so when I received my third transfer. I also bought five seater sofa set and other house hold items."

"In the next six months, I see my self living in my own home and my business will be flourishing."

"I combined the second transfer I received with the third one and built three rental houses where I can collect rent every month."

"I spent my third transfer to buy a cow worth 36,000 KES because I know it will give birth and I can sell its calves to pay school fees for my children because they are still going to school.I also bought house hold items."

"I added the third transfer I received from Give Directly to the second one and built a new house."