"The biggest hardship I have faced in my life is being without a house for the past ten years."

"Losing my mother at a younger age is the biggest hardship I've faced in life. Being the only child and Dad suffering from polio( terminal illness), life has been unbearable. I had to drop out of school because there was no support at all. "

"Losing capital that I had invested in maize plantation due to army worm infestation is the biggest hardship I've faced in my life. It brought financial crisis to my family but with resilience and hardwork, I was able to pull through."

"I spent my last transfer on paying hospital bills for my husband who was ailing at the moment and used the rest to buy cement to plaster my incomplete house."

"I used the cash transfer from GD to increase my stock for my small scale business of selling french fries. I also used part of the money to buy a cow and also construct a new toilet for family. I initially had no toilet and that is why I opted to construct a new one for my family."

"I bought two cows worth 17000 KES for dowry payment because my husband had a plan to do so, but he had not gotten money because of little income he get from his casual job. I also bought food that we ate and clothes for my children because they did not have presentable ones."

""The achievement i am proudest of is that as a hocker, i have managed, through my little saving, to buy piece of land and build my own home. I have managed to pay fees for my first born boy child who is in Secondary school.""

"I spent my third transfer to pay school fees for my son who is in form three because I did not want him to be sent home for school. I also paid mkopa solar because I was tired of buying paraffin daily and it is too costly."

"I spent the transfer I received on farming to generate income for my family. I also bought household items e.g Chairs and tables and paid fees for my child who is in nursery school."

"My proudest achievement is having worked as a casual worker. I have been able to save my earnings and recently purchased a cow."