"I used most of my transfer to start a cereals and a second-hand cloth business which is now a great source of income for my family.The rest of it was spent on school fees and other household requirements."

"I used the cash to pay school fees arrears for my children. I also bought clothes for my children, then finally I used the rest as bus fares while visiting my children in the schools."

"I spent my transfer 10,000 KES to settle school fees for my children in high school, 25,000 KES I bought iron sheets and nails to put up a roof in my recently built house and 7,000 KES I paid off the workers who helped me put up the roof. The remaining amount was spent on household expenses. This was a blessing to our family and our wish is that you come back again and again."

"I bought one truck of sand, twenty bags of cement and a new door. I used the mentioned items to expand the size of my house since I had a very small house that could not accommodate my family comfortably."

"I added the third transfer to the previous transfer and bought a motorcycle so that we can use it to earn income. Since we did not have a stable income, we thought it would be wise to let my spouse use the motorcycle for taxi services which was a good idea because it is doing well. We are now able to meet our needs without many challenges."

"I spent my transfer on buying sand, iron sheets, windows,cement, nails, doors and timber which I used in building a new house which is still under construction since I used to live in a rented house."

"I did spend my transfer to facilitate constructions of my house. We as a family had previously acquired a piece of land and had started constructions which was a pending project. Hence better part of the money was spent in completion of the project. 24,000 KES was spent to purchase iron sheet for roofing, 8,400 KES was spent on timber and 7,000 KES on a steel door. I had a fee arrears for my child in school hence did pay 10,000 KES to clear it. GD has brought a great improvement in my life. We now own a home."

"I used my third transfer to buy a Television set and a generator to power the Tv set because we had no access to electricity by then."

"I live in a good and decent house and I was able to pay school fees in time without my children being sent home for the same."

"I used the third transfer to add more building materials to the ones we had bought with the previous transfers and used them to build a new house. I did not have a house and I used to stay in one of my in-law's house, I'm now happy I have a place to call home."