"I used my third transfer to start a second-hand cloth business to to sustain me later on and I am glad to say that it is doing well.With the rest of the money,I boosted my chicken project that I had started using the second transfer by adding more chickens and buying chicken feeds."

"I boosted my third transfer with my second transfer and used it to build my house because I was staying in a thatched roofed house which was seriously leaking and the walls had started cracking.I also bought house hold items."

"My life is different than it would have been because i have acquired what i could have in my life time, for instance cattle."

"My life is different than it would have been because am now self sustainable, able to afford to do what i couldn't before, like meeting some household expenses. "

"I used the money to buy two cows and one goat. What remained out of that cash I used to pay school fees for my child. The reason why I bought the livestock was because I knew they would eventually give birth and I would benefit by getting enough from the animals."

"I used the third transfer to plaster my house because my house was so dusty and it could consume a lot of my time repairing it. I'm now happy I have a decent house."

"I spent my transfer on paying for college admission for my son and I also bought cement and sand which I used to plaster my house since the floor was in very bad shape."

"I spent my third transfer to pay school fees for my children because I had school fees arrears. The remaining balance I used to pay workers who were helping me with farm work."

"I used the third transfer to buy 15 goats for rearing. Since goats give birth after every three months, I decided to invest in goats so that after some years I'll be having so many of them which I'm planning to sell to raise money for starting up a business so that I can have a stable income."

"I spent 11,250 KES to purchase cement to help me in plastering my house. The workers who helped me plaster the walls demanded 6,000 KES labor fees. I also paid 10,000 KES school fees for my children in high school. Besides that I used 4,000 KES to boast the stock of my kiosk to help me in increasing my profit margins per day. I spent 3,000 KES to purchase a goat for rearing, a bag of maize at 3,800 KES and the remaining amount I used for my up keep in the household."