"I spent the whole of the transfer to pay dowry to my in-laws, this has been a problem between me and my spouse, because she has been pressuring me to pay dowry and yet l do not have a stable income and now we are staying peacefully. "

"I spent most of the transfer to build a spacious comfortable house since l was staying in a very small house where l could squeeze myself in it with my family . The remaining balance l spent to pay university fee arrears for my son."

"I spent the whole of the transfer to buy building materials as l am planning to put up my own a home, since l am staying at my parent's home where l can not do my developments freely. "

"I gave my spouse some part of the transfer to start a business of selling fish, she now has her own source of income which she can also support me in any responsibility. l also spent the transfer to pay school fee for my children who were sent home for school fee arrears, the remaining balance l spent to buy clothes for my children ."

"I spent the last transfer to buy households equipment after I separated with my spouse and left because of domestic issues, although it was not transfer related. "

"The biggest hardship i have faced and am still living with it,is the heart problem,i have had the heart disease for now 6 year and i can't afford treatment"

"The biggest hardship in her life happened in 1986 when she walked on foot from mbale to iganga"

"It neans that am getting assistance to help me in accessing medical care I need, good and improving on my shelter"

"The biggest hardship I have encountered in life is because as a household we don't have our own land both for housing and farming, so whatsoever we earn goes to pay rent of the house without saving for the future"

"Receiving money from give directly means improving livelyhood."