"I am planning to re open a hotel in market center that collapsed due to poor management."

"I would want to buy water tank for storing water since its a problem during dry seasons."

"I am planning to go and settle the bridal price at my wife's home. This has been my desire ever since."

"I spent my third transfer to buy cement,sand and tiles that I used to repair my floor because I wanted a change.I also bought maize for family consumption and a few clothes for my children because they did not have presentable ones."

"I spent my third transfer to buy a cow worth 20,000 KES and two sheep because I wanted to invest my money in something that can give me more money in future to enable me take my children to school.I believe one day my cattle will multiply and hence I can sell its calves to get money to pay school fees for my children."

"I used my third transfer to renovate my house by plastering which had been destroyed by termites and the rain,then spent the rest of the money on medical help."

"I used my third transfer to build a kitchen,pay school fees for my children then bought a donkey that we use in fetching water because we live very far away from water source."

"Receiving this money means I have to utilise it and make sure that I support my home to live a better life starting up an enterprise. "

"Receiving this money means I have to invest it and make my life better in future. "

"The biggest headship I have faced is educating my children as I don't have a proper source of income."