"Biggest hardship is poverty"

"I spent the larger part of my third transfer on starting a small fish vending business and I now have a peace of mind since I am more dependent which has made my relation between my spouse and I to be friendly I would say soo as he longer see me as a burden. I also paid school fees for my two children and bought a few bags of cement too."

"I spent part of my third transfer on paying school fees for my daughter who is in high school. I also plastered my house into a semi- permanent one and now I no longer have to search for cow - dung to smear my previous mud house ."

"The biggest hardship I have faced in my life is my husband's brother poisoning my 2 children who died on spot in 2004. I developed high blood pressure since then."

"Receiving this money means using it constructively on finishing my house and starting a daily income generating activity. "

"The biggest hardship I have faced in my life is not being educted my parents."

"The biggest hardship i have faced in my life is being sick with pressure and constantly having to take tablets."

"Our house fell a two years back due to heavy rains and we were homeless for some time."

"I spent most of the third transfer to buy water tank since getting water is being problem in our village, you have to walk a long distance to get water, the remaining balance l spent to pay school for my two children who are in secondary school."

"I spent the whole of the transfer to build a spacious comfortable ironroofed house since l was staying in a very small uncomfortable thatched leaky house where l was being rained on anytime it was raining."