"I am facing the challenge of having adequate funds to feed my family. I work so hard but yet I find it hard to get enough finances to feed my family and also meet the necessary needs of life."

"The challenge I face is flood of this place with water from the mountain which has destroyed crops like maize and beans, as well as my house in 2017. I live in fear that anytime the landslide mighty occur again and I have always desired to leave this place but due to unavailable funds, we are still living here."

"During the rainy Seasons, big stones fall off the mountain destorying crops and livelihood. And seeing this happen causes a lot of fear thinking any time it rains the same occurrence that happened in 2017 will happen again and I and my family are forced to stand outside the house until when it's stops raining. The rains have caused soil erosion leading to lack of food and Living in fear."

"In the upcoming years, my most significant achievement will be skillfully investing in the purchase of livestock through my incoming transfers. As the goat population multiplies, selling some of them will yield substantial profits. These proceeds will be instrumental in providing for my family's necessities. I am profoundly appreciative of the financial assistance from these transfers, as they are substantially enhancing the overall quality of my life."

"In the coming years and beyond, my primary focus will be expanding my cereal business. I am determined to channel my efforts towards growing this venture by increasing stock, and working hours while simultaneously saving a significant portion of its earnings. The ultimate goal of this endeavor is to accumulate the necessary funds to construct a permanent fence around our land. This proactive step is aimed at safeguarding my crops from potential encroachment by livestock."

"Looking ahead, I want to put more concentration on my tomato farming. Right now, I work on half an acre of land, but I aim to expand that to one acre by leasing the extra half. I also want to strategize to gain a strong footing in a competitive irrigation system, which is crucial for successful farming in our area. With this coordinated effort, I expect to have a bountiful harvest from it, which will bring in a good income that will enable me to pay for my children's school tuition. I have a child in college and four others in secondary school. With a bigger and better farm, I'm confident that I can achieve this goal and give my family a brighter future."

"Currently our house is in a bad state and the rainy season puts it at risk of collapsing. We are in the process of buying bricks and cement to construct a new steadier house. I intend to increase the number of goats. My goal is to later trade some of these goats for male cows. With this, I would rent them out for ploughing and generate an extra income. Ploughing an acre here costs $24, and I would focus on ploughing a total of two acres of land in a day. Lastly, my eldest child is in school and I have allocated a portion of my earnings towards saving for his education, and in addition to this ensure that all our other basic needs are met."

"I own a parcel of land that I'm planning to develop by constructing commercial shops and rental properties. The completion of this project will provide me with a steady monthly income. I intend to initiate this endeavor after my son completes his college education, allowing me to dedicate my financial resources entirely to the project. The financial support I've received from transfers has led to a significant positive transformation in my life, enabling me to provide for my family and making me very content."

"In the upcoming years, my primary goal is to acquire a group of goats. Once their numbers increase through breeding, I intend to sell some of them and subsequently purchase a bull. This bull will prove invaluable during the rainy season as it will assist me in tilling my land. In addition to acquiring goats and a bull, I have a strong desire to renovate my aged and corroded iron roof, finally resolving the issue of leaks whenever it rains. I am genuinely grateful for the financial assistance provided through monthly transfers, which has significantly improved the quality of my life."

"Despite living alone in a small grass-thatched hut, my discomfort had grown due to the constant effort required to replace fallen grass caused by both wind and animals. The receipt of the initial transfer was a welcome relief, as I had intended to allocate a portion to acquire construction materials. Following their purchase from the nearby shopping center, I used $113 to buy 13 iron sheets that I plan to incorporate once all necessary supplies are available. Furthermore, I obtained half a sack of maize grains for $30, which still serves as my sustenance since I live alone. Additionally, I invested $20 in new utensils and $30 in acquiring new clothing to replace worn-out garments, and subsequently used the remaining funds to cover transportation expenses and various other essential household needs."