"I have always struggled educating my children due to lack of money. I will be thrilled to receive this cash as I will use half of the transfer to offset the fee balance for this year and the rest to start a poultry business so as to provide a stable income to cater for my children's education as from next year. "

"When i cleared my secondary school studies, my father passed away and because he was the bread winner i could not proceed with my studies so i got married. I have always been optimistic that i will one day proceed with my studies but my three children who have already started school may hinder me from doing so."

"I have always dreamt of having my own oxen and an ox plough. This is because they make ploughing easier on my two acre farm. Ploughing with a hoe is tiresome and takes more time. However with the oxen I can plough the whole farm in less time and am also able to get more yield. I will also save myself the extra cost of having to hire other people's oxen to plough my farm."

"My greatest desire is to educate my children. This is because I believe when they are educated they will be able to get good jobs and help me out in future when am old and tired. I also wish to build a two bedroomed house since the one I used to live in recently fell down due to heavy rainfall. I had to move into my mother in law's house with my eight children but there is not enough room for all of us.This is how I intend to use my transfers."

"The inability to handle medical needs of my family members that come as emergency remains my biggest worry.Afew months ago my wife had to under go a medical operation to deliver and that was very costly. This forced me to seek help from relatives and friends who became so unreliable and I felt exposed.I may not want to go through the same but the feeling of being exposed haunts me to date."

"I have always wanted to buy three cows and ten goats which will act as my financial security. This will mean a lot to me because I will be able to secure the future of my four children wh will need school fees eventually when they join secondary school. "

"My life is different than it would have been because I got back the land I had mortgaged, am also so proud of the animals I bought and am able to feed well."

"I'm going to have a better house than the one I have been living in. When I get better treatment, my health and life in general will be better. I now have a mattress and therefore sleeping well. I thank GD for changing my life."

"The moment I received my tranfer I was very excited."

"I am happy because I bought a plot of land that I intend to build a commercial house. Had I not received this transfer, my life would have been so miserable and poverty striken."