"I felt like a burden had been taken off my shoulder. I have never thought I would receive such amount of money in my life so I kinda had mixed feelings. One thing that I am certain about is that I was very happy cause most of my problems are going to be sorted out."

"I spent my transfer on boosting my business so that it can do well and help me sustain my family needs and the rest of the transfer to pay a debt which I had borrowed from our group to help in buying a food for my children."

"The biggest difference in my daily life is happiness since I no longer go around looking for some casual work to do as I have started my own business which I am now running it and I am not always tired at the end of the day like before."

"I used part of the money to rent a recording studio to record my latest music which I composed several months ago but could not record due to financial difficulties. I also revived my second-hand cloth business which had collapsed in May this year by bringing in new stock and even new products to maximize profits."

"The biggest difference in my daily life is happiness since I sleep in a more comfortable place and I will not shy away from inviting a friend to sleep with me like before whenI had no matress."

"In the next six months, I will have expanded my house and bought a cow. That way I will not need to buy milk and borrow money for my family up keep."

"In the next six months l expect to have built a kitchen."

"My biggest hardship have been lack of money to build a descent house, this has seen me suffer bouts of pheumonia due to cold weather that I endured in my leaking house, over the last three months I got admitted twice and the doctors said I was suffering from exposure to cold weather."

"My biggest hardship has been inability to raise enough money to pay fees and feed my children. You find that anytime I got money to invest in farming I ended up paying school fees with it leaving my family with no money to buy food, or whenever I got good yield in the farms, I ended up selling them to get money for school fees."

"Paying for school fees for my children has been an uphill task for me. I used to pay 6000 shillings to educate my children in primary school and when my daughter joined secondary school, I had to pay 8000 shillings per term towards her education alone. This amount strained the little resources I had and as a result, they occasionally had to be sent home because I could not raise the amount. I rely on farming to pay for their fees and lately, the rains have failed. "