"I live in an old one room house which God forbid it rains, we are rendered homeless. I had wanted to have a new house built in its place as my family grew and the house got more delapitated. I now have started purchasing items towards this goal. I got new iron sheets and my hope is to add more to a point they are sufficient for the two room house we hope to construct."

"My husband was employed as a truck driver till September 2022 where his job laid him off. We depended on him to take care of our main financial needs in the house. His being out of work affected us greatly as I was noe required to pay for the children's school. My hope has been to start a grocery stall and a small hotel where I would sell my pastries and other food items. I am still hoping my husband is able to secure another job so I can go back to saving for this dream."

"I will be finishing my secondary school education this year. I needed to have a ball in motion to ensure that I could go further that high school education. This is why I am buying chicken while making savings in the informal savings group. I would want to have more than 15 chicken and be able to grow them for sale. I would want to be a good farmer, being able to have a large flock that is healthy and is earning me an income. I also started a small grocery stall which I hope to build using this cash transfers."

"My top priority right now is starting college, and I'm delighted to share that I will be doing just that this October. My dream has always been to study journalism and communication, a passion I have had since I was a little girl. Thanks to the combined efforts of my mother and me, we've managed to save enough from transfers to cover the course fees. This opportunity means a lot to me because I'm confident that completing college will lead to a good job, ultimately improving my family's financial situation."

"As a single mother with sole responsibility for my two-year-old child, my primary goal is to establish a reliable source of income that can support both our needs. Currently, I run a donut-baking business, and I plan to expand this venture. Additionally, I aim to start a new business focused on buying and selling charcoal, which I believe has the potential to generate greater income than my current business. To achieve these goals, I will continue my efforts to save money, as I have been doing with the previous month's transfers. Alongside my business endeavors, I also intend to build on my livestock holdings, which currently consist of two goats and ten chickens. I am confident that rearing livestock will contribute to my long-term financial security and my ability to provide for my child."

"In the upcoming months, I am determined to set aside a portion of my income each month for the next few months, with the intention of buying a new bed and a comfortable mattress to replace my old bedding, which I have been using for several years. The current bedding no longer provides restful sleep due to its deteriorated condition. I've been sleeping on an outdated traditional bed and worn-out mats, which were no longer suitable for a good night's rest. Given my modest financial circumstances, achieving this goal on my own seemed challenging. However, I am pleased that as soon as I have saved enough funds, I will be able to purchase the new bedding and finally enjoy a comfortable and rejuvenating sleep."

"The dwelling that has provided me shelter is in a dire state. It consists of a grass-thatched roof, and my constant concern is that it becomes uninhabitable whenever it rains. My aspirations of constructing a more suitable home were shattered by a severe drought that struck the area. At that time, my main focus was on procuring food for my family and ensuring my children's education. Fortunately, the drought had subsided, and I was able to cultivate my farm, yielding a bountiful harvest. With the issue of food scarcity resolved, I can now turn my attention towards building a new house. To initiate this endeavour, my plan is to acquire 25 iron sheets, which should be sufficient for a decent house. Subsequently, my husband, who is also benefiting from this program, and I intend to purchase three iron sheets every month. Building a house with a sturdy iron roof will not only grant me peace of mind during rainy seasons but will also spare me the laborious task of constantly replacing the grass."

"As I said I started a retail shop business recently. My energies are directed to this business, my plan is to expand it further. Its just starting off meaning we are still trying to bring it up to a point it can self sustain. I will be redirecting most of my transfers going into this business to grow it so as to ensure my family has a source of cash to which they can depend on."

"I am now a single mother in a sense and I needed to think through how to increase my earnings. So I decided to join a savings group from which I hope to make enough to start a stall selling charcoal as well as buy a few animals. Animals for me are an investment. They reproduce which means they become more than what I had from the beginning once I invest in them."

"My primary objective is to pursue and finance my education using the monthly stipend provided by Give Directly. The strong desire to succeed propels me towards achieving this goal. I am determined to overcome the limitations that previous members of my family have faced, as no one in our family has ever had the opportunity to enroll in secondary school. Attaining this milestone would be a significant accomplishment for me, and I am grateful that the transfers I receive are playing a crucial role in helping me realize this ambition."