"In the next six months I expect to continue saving money from the profit l get from the business to enable me buy building materials and put up a kitchen."

"In the next six months I expect to have sold some of the cattle and started my dream business. I know it will not have picked up but at least it will be something which is running already."

"Depending on crop farming has made me lag behind in terms of development.I cannot remember the last time we had a good harvest.This is attributed to the long dry spells and crop diseases experienced.This is what is now driving me to try other ways of raising income like poultry farming.Most of the time I am forced to buy food for my family which is quite expensive.My husband works as a casual labourer in a tea plantation in the neigbouring county.What he earns is not enough to cater for all basic needs.This is so far the biggest hardship I have faced."

"My biggest hardship is lack of good accommodation. The house I'm sleeping in is small and it leaks whenever it rains."

"The biggest hardship I face in my life is that I am poor. I do not have a clear source of income because I lack capital to begin any business that generates income. I ride my father's motor cycle as part of my contribution and at the end of the day, I hand it all to him and remain with nothing fo myself."

"Receiving this money means I will renovate my house the I am sleeping in. The house is incomplete in terms of plastering and purchasing bedding for it to look nice. I have a lot of deficiencies in my household and that, some times I borrow what to use from neighbours which reduces my self esteem."

"Receiving this money means I will be able to buy a motorcycle which can give me daily earnings to sustain my family. Currently, I am finding it difficult to survive because there is no clear source of income. My wife works as a routine cancelling and testing agent but sometimes her pay delays."

"The biggest hardship I am facing is a challenge of inadequate food for my family since I dont have enough land to cultivate my food crops, in most cases the little food harvested is not enough to sustain my family for a long period of time because its from that very food harvest, I sell some food to enable me buy other family basic needs."

"The biggest hardship that I am faced with is lack of money to expand my business. The money that was available for me to begin with was so little and todate my business is still small. "

"Receiving this money means I will build a permanent house because I stayed out of my home for six months and my home had been left without any one staying in. It is leaking and the walls are weak which is making my children sickly. I m only five days old in this home."