"In the next six months, I know I will have bought the cow and I will never be as poor as I have been before the transfers. The cow will reproduce and I will have a number which I can sell when I have financial difficulty. I know my life will never be the same again because of the transfers."

"I had planned to construct a new house back in my rural home, so I used part of the money I recently received to purchase the rest of the materials needed. The money was also helpful in paying the construction workers who built the house. I used part of the money I had left to buy school requirements for my niece who just joined highschool then saved the rest for future business plans."

"Having the two dairy cows has made my life to be totally different and I can proudly mention. First, I settled in rearing them in my compound because of various reasons. One, I will be getting milk for free for my family consumption, previously I used to buy from friends which were a bit expensive and sometimes I could not afford it. In addition to this, I will start a business of selling the remaining liters of milk to friends and in the local markets. I truly believe this will uplift my standard of living. I will be able to pay school fees for my children as well as meeting their daily needs with ease."

"In the next six months, I know I will have plastered my house. I plan to save part of my transfer to use in buying building materials such as cement and sand which I will use in plastering my house. Just the same way I used the transfers to clear fees arrears for my children, I know I will manage to raise enough money to buy the materials needed and the amount I will use in paying the masons."

"I can now pay my rent on time and pay school fees for my child who would previously be constantly sent away from school for delayed fee payments before I started receiving transfers from Give Directly. Life was very tough then because the little money I earned from my small business and casual jobs was not able to cater for all my needs. These transfers have been able to supplement my monthly budget making it easy for me to comfortably pay my bills."

"My life will be different in the next six months is that I will be having my own goat or sheep. I know with these transfers. I can easily get a goat which can reproduce and help me reduce my poverty level. Taking care of a goat or a sheep is much easier because water and grass are easily available in my area. I do not need to get money to feed them unless it is sickness which requires vaccination once in a while. According to what I have seen in my area, rarely do livestock get sick so I am sure it is a wise investment to help me do away with poverty in my family."

"Having my own ox plough has made my life to be so different. Having the pair of oxen was a bit challenging without the ox plough machine, I had to hire from friends and sometimes I couldn't afford it. Everyone was using his, so it was a bit difficult for me to prepare my farm in good time. Owning it has brought a great change since I will be preparing the farm in good time and also hire it to friends. "

"Before I was enrolled in the program, I already had my hotel business, but it was not doing good enough because the structure was very small and could only host a few customers at a time. With the transfers, I was able to enlarge the hotel and employ more people, and I am glad that no customer has to turn away for lack of space or delayed service. I am now able to make more savings and confident of starting up other projects because I am confident that the hotel business can fund or service any loan I take. I am also happy that I have increased the number of employees in my hotel by three more, which is also a way of giving back to the poor community that I come from."

"In the next six months, I am hoping I will have bought more materials and God willingly I will be producing and selling more doormats than ever before."

"My life is different in that I now have two dairy cows that I think I would not have had anytime soon. This has brought a lot of changes in my life. I now have enough milk supply for the household as I sell the surplus produced to meet other basic household needs. This has led to reduced levels of stress on my side and better living standards in the long run. This has been the greatest difference in my daily life."