"The moment when I received my money I felt so happy. I remember it was very early in the morning when I was checking my phone as usual l little did I know that GiveDirectly has sent us the money. I felt so happy when I saw the message and I immediately I informed my children who also celebrated. I knew I was in a position to pay school fees for my children."

"The moment I received the money on my phone, I felt happy. I withdrew it that same day and bought meat for the family to eat as a celebration."

"In the next six months, my expectation is that I will have made strides towards improving my dairy farm. I will have produced the first harvest of Bhoma Rhodes hay. It will boost milk [roduction from the current heard of cattle that I have. In this period of time, I will have started getting higher income from milk sales. I hope that as a result of this, I begin to search for a better cow breed that will then be more productive than the indigenous cows that I have."

"My life is much better because I have managed to settle a debt which had taken me five years. In addition, I have repossessed my farm land which I had used as security for the loan. In the past, I had a lot of stress because I could not pay of the debt and at the same time I farmed on a small scale thus a challenge of food shortage."

"The moment when I received my money I felt so happy and grateful. I remember it was very early in the morning when I heard a message notification on my phone. When I checked it I could not believe my eyes because I have never received such amount of money before. I knew from that point that I will be in a position to build a house for my children."

"In the next six months, I expect to have strengthened my shop business by expanding it with every month's transfer. I will be increasing the stock from time to time so that I trade in larger volumes of goods than currently, This will ensure that I have work to do on a daily basis. I will be able to make money for my family welfare unlike recently when I would have haad to rely solely on my husband."

"Before I got the transfer, I was ridding some one else's motorbike and much of the money I made went to the employer. Now that I bought my own motorbike, I am making money on a daily basis that comes directly to my family. I feel life is good because I am able to do other investments and at the same time meet the family needs like buying food."

"I have always lived in a life where I spend everything I get. I was not so much into saving until I started receiving these transfers. The income from the ice cream business I had was not much hence I used to spend everything I got on a daily basis. Ever since I started receiving these transfers, I have always had what to spend and some amount remaining which is a very big difference in my life. As from this point, I embraced saving which has brought a lot of change in my life. I have also reduced my daily spending and using most of my finances on savings. I am glad when I have any financial emergency, I do not go for loans but use what I have saved. Thanks to GD."

"I spent my transfers on buying chicken feeds for my poultry. I started buying chicken for this project bit by bit as I received my monthly transfers and I am glad it is growing. I would not have started the project without the transfer. The rest of the transfer I used on paying rent. I had not paid rent because I used most of my savings to take my children to school by paying for there fees arrears."

"Before the transfers, I did not have a stable source of income. I used to rely on a small amount from construction work which was not consistent. I used to rely on debts which sometimes I would be overwhelmed in paying back. At times, I could not enjoy the company of my friends because I owed them a lot and I had not paid back so I would feel guilty spending time with them as before. Since I started receiving these transfers, I have managed to pay back all the debts and used the remaining amount to start a paper business which has brought a lot of difference in my life. I do not borrow anymore, I can comfortably spend time with my friends and I do not feel overworked as before to provide for my family. The profits from the business have made a lot of financial difference in my life."