"I was so much excited by the time i held this money in my hands"

"I received the transfers at around six fifty two in the morning while we were still asleep and were very happy. I woke up, prepared and went to nearest Mpesa to withdraw."

"The moment I saw the Mpess notification was around 7 am and I was very excited and relayed the good news to my family and we were very excited. Because I had an sick limb I sent my son to withdraw for me the next day."

"I received the Mpesa notification message at around six fourty three in the morning while I and my wife were still in bed. I was very excited and my wife was more overwhelmed with joy than me. We immediately woke up, prepared breakfast, took bath and went to withdraw together."

"Owning a new and neat grass-thatched Kitchen is the biggest difference in my daily life. As a widow, I am more happy than before because I couldn't afford to buy what my kids asked for but now I can . I and my kids are also well fed and and more healthy. I have also bought a heifer which will be a source of milk and income for my family."

"I spent 300 dollars on dairy cow because I didn't have one before and in order to reduce milk purchase costs. I spent 100 dollars on buying additional stock for my onions, tomato and vegetables business. I used 120 dollars on three maize sacks as food for my family. 50 dollars on purchase of maize seeds and tractor for hire because it's planting season in my area. 55 dollars on church tithes and the rest on additional chicken layers."

"I was so poor but now iam running a business and i have bought livestock for commercial purposes, my life has completely changed indeed"

"She is now living happily"

"I used this money to buy maize, blanket, a mattress, cooking utensils"

"My life would have been different because I would been suffering."