"The biggest difference in my daily life is settlement of supplier debt and also settlement of rent arrears for my wife who's still in school. Initially, I used to rely on my business which was struggling but not anymore. The GD transfers also enabled me to celebrate my Christmas peacefully and joyfully and I can't be grateful enough to GiveDirectly."

"I spent KES 20,000 of my transfer on purchase of additional stock for my shop business because it's my main income source.Initially,I started with a stock of KES 5000 but now my stock has increased hence increased income. I spent KES 15,000 on cementing my house which was under construction when the transfers came. I also spent KES 18,000 on a solar lighting battey and hoofer system to help my kids in provision of lightning for their homework and studies. Initially, I used to have a single solar lighting system which would cater for only one house. I also spent KES 5000 on settlement of house paint debts."

"It was around 2pm while preparing to go to the nearest Maize mill when I heard my phone ring. On checking my phone I was very happy because it was GiveDirectly transfers and immediately relayed the good news to my husband and we both excited."

"I spent KES 35,000 on payment school fees for my son in his last year in a medical college but initially I used to do charcoal business in order to pay school fees. KES 10,000 was spent on a heifer because because it will grow up and give birth hence will a source of milk and income. I spent KES 10,000 on boosting my charcoal selling business. I also gave out KES 8000 to my wife for upgrading our poultry farm, purchase of household items and clothing. I also spent KES 1200 on gumboots and a trench coat for my job as a watchman. I also spent KES 1400 on ploughing land and farming of tomatoes seeds because maize farming is unreliable in our place."

"It was around 3pm when a neighbor asked me if I had received the transfers but unfortunately I had charged my phone in a nearby kiosk. On hearing the news I hurriedly went for my phone and on switching on my phone there was the GD Money which we had eagerly waited for. I was overwhelmed with joy and relayed the good news to my wife who was also very excited."

"I spent KES 16,000 on building a new and spacious semi permanent kitchen because the one had was old,tiny with leaking grass thatched roof. I spent KES 19,000 on a heifer because I used to rely on someone's else dairy cow but in the next one year I intend to have increased milk production. I also spent KES 2000 on payment of school fees for my kids who are in lower primary school. I also spent KES 10,000 on latest clothing fashion for my family because initially we used to put on second hand clothes which quite cheaper. I also spent KES 4200 on maize meal, rice and beans. The rest I have saved for household consumption."

"The transfer from GiveDirectly has helped me in a big way. I want to build a store that I can use in storing feeds for my cows and maize that has been harvested. I have hence bought materials for constructing it, that is, iron sheets, building poles, nails and I have put aside some of the money that I will use in paying for the labor. The transfer also enabled me to buy a few items that were missing in my household, that is a table and some utensils. I was also able to buy some food for my family’s consumption. I have a few cows that I am rearing and sometimes there is a dry season in our area and the cows lack something to eat. I hence wanted a store that I will be able to store some feeds that my cows can consume during the dry season. There was some grass that I had gathered but I lacked a place to store them and hence they got spoiled lying on the ground. The reason why I was not in a position to build a store before is that I did not have money. I have a small business of selling groceries to earn a living and the money that I get from it is only enough for me to use in buying food and other necessities. I have also been having an ailment on my foot since the year 2007 and hence I have been spending a lot of money treating it. I especially used a lot when I did not a national medical insurance card, that is NHIF. I was hence forced to sell some of the properties so as to get money for treatment."

"This transfer has brought a big difference in our lives as a family. I have been able to buy the cow that we have always desired. The cow is an exotic breed type and it is about to reproduce. I am hence assured that when it reproduces, we will be able to get enough supply of milk that will be enough for us to consume and for supplying to the school that my children are studying. The milk that we will supply will hence serve as a school fee payment for our children. Having paid school fees with part of the transfer, I am now happy and I no longer have stress about where I am going to get the money to pay the fees. The food that we bought with part of the transfer, will enable us to have something that we can eat for quite some time, we will hence not be having any worries about that. Our children are also happy after we bought them new clothes. They are also happy that they have something to eat. Thank you GiveDirectly."

"I spent part of my frits transfers on buying some building materials such as several building poles, pieces of iron sheets, timber, and nails. This was purposely for the construction of a new house since the previous one was a small temporary hut. I later bought some livestock such as two goats as the living assets that I can depend on. In addition, I cleared school fees for my children and aqlso bought some new school uniforms since the previous ones were old and torn. With the remaining amount of money, I bought sufficient foodstuffs for my family."

"I was from the farm when my mobile phone started vibrating continuously. I was even shocked since it was unusual, I then decided to check only to realize it was an Mpesa message from GiveDirectly. I felt so happy and started celebrating while heading to break the good news as well,"