"Food insecurity is my biggest hardship for my family, this has been brought out by lack of financial crisis to advance my farming. I am forced to use the tradition ways of farming by using manual work using hoes which is characterized by low harvest."

"Financial instability has been the biggest hardship we have faced in life. My husband is a businessman who buys and sells cows in the nearby market. The profit he gets from the business is solely used to cater for school expenses of my three children and other domestic expenses. I have one in college and two in secondary level with varying school fees. Owing to this, we have been unable to save enough to build a better house for my family."

"Receiving this money will help me complete the construction of my house. I went short of iron sheets and a little bit of finishing. This will cost me 50 USD. I also have a plan of buying 5 goats and 1 cow. What I like about livestock farming is the fact that the number increases within a short time. This acts as a cushion especially when I lack money to buy food and satisfy other needs. I have budgeted 350 USD for this."

"with the last transfer I bought house building materials, mattress and food"

"Receiving this money means assured food security in my family. I intend to use $700 of my transfer to buy two Friesian dairy cattle which will be my source of income from selling milk, and this also means that I will be saving $0.6 daily which I usually spend buying milk for my family consumption. I will then spend the remaining $300 to buy 10 sheep as a store of wealth to be sold whenever I have any emerging needs more so medication during this old age."

"I bought cement and now I am building up my house"

"Mnyumba, chakudta fees. With the money I will build a house as soon as the rains are overran I also bought enough food for my family and paid fees for my children"

"Lack of a good source of income is my biggest hardship. I depend on my grandchild who works as a casual labourer. In a day he makes 300 shillings which is not enough to sustain all the needs such food and shelter. This has made him fail to contruct even a house for me hence making us share the same roof."

"My ambition has been to clear all the school fees for my child who is in secondary school,but due to financial challenges this dream has not come true. Receiving this transfer means fulling my desire. I am planning to spend 60,000 shillings to clear all the arrears, this is going to enable her settle and study with easy because she will not be sent home again. I believe that she is going to pass and proceeds to college. Other than that,I am planning to spend the remaining amount to purchase a pair of oxen and plough. This is going to enable me harvest a lot of food because they can cultivate a big piece of land. Also I will hire them to my neighbours during rain season in 1 acre I can make 2500 shillings. This is going to generate income to my family."

"Receiving this money means that I shall start earning some income for my family. This is because I will utilize the transfer on purchasing a dairy cow that will provide me with milk primarily for sale. Currently, I am just a housewife who depends mainly on my husband's income, something that makes me feel ashamed and inferior. I thank GiveDirectly for empowering me."