"Receiving this money means helping us to end some of the challenges that we have been facing such as building a better house and purchasing livestock such as goats."

"Receiving this money means helping us to end some of the challenges that we have been facing such as purchasing new clothes for my children and improving my house with iron sheets."

"Receiving the money means helping us to end some of the challenges that we have been facing such maintaining our house and buying enough food."

"I mainly worry about food as I am elderly so I nolonger have the same power I had in the past in to cultivate my land."

"Receiving this money means I will be able to purchase enough food as I do not have enough since I did not apply fertilizers the last growing season which has affected my yields"

"We have always lacked money for food and fertilizers resulting in us staying for sometime without food"

"Receiving this money means I will now able to build a much better house as we do not a proper house . We will also use the money to buy fertilizers for the next growing season so that we harvest enough yields"

"Lack of money to start a small business to sustain my family needs"

"Receiving this money means a transformed life for me in terms of living a better life. This is because as of now, I live in a one-roomed house that at the same time is used as a kitchen as well as a chicken coop. Most of the time, the room is infested with lice from the chicken and this does not give me peaceful nights. To prevent this, I plan to spend the first transfer on constructing an extra room for $400 to shift from the old one and also to purchase new beddings for $100. On the other hand, I will spend the remaining amount to purchase 2 indigenous dairy cows and 1 bull for $300 and $200 respectively. These will be of help to me since I will be able to get milk for both domestic use and also to sell."

"I work as a charcoal vendor in our rural area. This job is tedious and earns me 450 Kenya shillings which are not guaranteed. Due to this reason, I have failed to sustain all my basic needs such as food and shelter. Therefore, the lack of a good source of income is my biggest challenge."