"My longing has been to build a spacious house for my family of 4 members because the current one can not accommodate all of us. Thus forcing my 2 boys to seek shelter from my neighbor's house something that I feel is unworthy. Receiving this money signifies composure. I am planning to spend 70,000 shillings to construct a semi-permanent house so that my children can stay comfortable. Also, I can monitor them with a lot of ease at night. Other than that, I will use the remaining transfer to clear school arrears for my children."

"This money means that I will have enough money to build a new house. My house is not durable and it's thatched with grass. I will also buy utensils and goats to raise."

"My first born son joined intermediary school a year ago. Since I want quality education and a good foundation for my children, I am planning to enroll him into a private school in the coming years. Accordingly, receiving this money would enable me buy a dairy cow that will see these plans to fulfillment. My expectation is that getting a cow now would have multiplied in the next few years and will provide enough milk for commercial purposes, thus afford the quality education for my children. This is why receiving this money means a bright future for my children's education."

"Lack of a reliable source of income is my biggest hardship. I depend on my son who works as a casual laborer. The job earns him 200 Kenya shillings and is not guaranteed.This not enough to cater to all our basic needs such as food."

"My husband died when I have my firstborn and that forced me to assume all the roles as the household head. This has been a challenge to me since the jobs that I am engaged in are very strenuous but I am compelled to doing them to ensure my daughter's education is not affected. To some extent, I fell sick and fail to go out to work. Therefore, the lack of a reliable source of income is the biggest hardship that I have ever faced in my life."

"This programme is very nice,I'm so excited for having an opportunity to get enrolled ,i know i will be more excited when i will eventually get the transfer,i plan to find a reliable source of money investing in a business to be presice and also building a proper house."

"My husband lost his job as a driver after his leg got amputated due to diabetes. This has reduced me to the sole bread winner since he can not engage in work. To make ends meet I engage in casual jobs that earn me around 200 shillings a day. This amount is insufficient to cater for all our needs. My husband requires constant medical care where he spends 900 shillings a month but it's not easy to raise this amount. I can therefore say financial constraint is my biggest hardship."

"Receiving this money means a stable source of income for my young family. I intend to spend the entire first transfer to boost my retail shop business by adding more goods such as food supplies. I anticipate to make at least 500 Kenya shillings a day which is enough for our upkeep and some little savings. The rest of the transfers will go into expanding our business premises specifically iron sheets and labor wages as well as some indigenous livestock that we can sell later to further boost our business."

"Being un able to provide for my family thats is still growing is the biggest hardship i have faced in my life, along time ago i could sell fire wood and make money to buy basic needs for my family but now nomatter how many firewould i sell the money has never been enough for me and my family."

"Food access has been a great challenge over the years."